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Getting HOAs on board with Metal Roof Tiles

Metal roofing has shielded warehouses, barns, factories and other industrial properties for decades – delivering not only high durability, but environmental and energy benefits, too.

Thanks to the evolution of metal roof tiles, like True Nature —which has been designed to mimic the look of natural roofing materials like slate, shake and terracotta—homeowners are now also realizing the benefits a metal roof can offer—driving demand and making metal the second most popular roofing material in the U.S.

And yet, some Homeowners Associaitons (HOAs) and their Covenenants, conditions and restrictions (CC&Rs) still have blanket bans — clinging on to the antiquated idea that metal roofs are “too industrial” for their communities.

With extreme climate conditions on the rise, metal roof tiles can play a critical role in preventing property damage and minimizing insurance claims — all while maintaining an cohesive design aesthetic that doesn’t fade or erode with time. This is inspiring many homeowners and municipalities to champion for changes in HOA and CC&R rules to allow True Nature metal roof tiles.

The key is to address the concerns outlined by an HOA/CC&R. Here’s how:

Why do some HOAs prohibit metal roofs?

The reason most HOAs don’t permit metal roofs is because they aim to preserve the traditional architectural theme of the community. So most HOAs rule out metal roofs due to their industrial appearance and inability to meet the design standards of the community.

The assumption is that an industrial metal roof in a traditional neighborhood of Victorian-style or Mediterranean-themed homes would stand out.

In this cases, convincing an HOA to approve metal roof tiles is to simply show the committee what a True Nature metal roof looks like. Here are three ways to receive approvals from your HOA:

  • Print out or share the link to the True Nature metal roof gallery to demonstrate the craftsmanship, beauty and design versatility of True Nature metal roof tiles.
  • Upload a photo of your home to the Hover Roof App so the HOA can visualize your True Nature metal roof design in context.
  • Share the True Nature color chart with your HOA so they can see various styles, textures and colors offered. This will reinforce that your metal roof will blend seamlessly with the rest of the community.
  • What’s in it for your HOA?

    In addition to showing the design versatility and aesthetic capabilities of True Nature metal roof tiles, your HOA should understand the benefits of metal roofing on the larger community as well.

    Metal roofs have a well-established reputation for durability and longevity, but they also have ROI-boosting features that benefit both the homeowner and the community.

    Right off the bat, you’ll want to let your HOA know that metal roofs in general can increase the resale value of a home by up to 6%.

    Other benefits include:

    Lifespan: Metal roofs are one of the longest-lasting roofs available and last two to three times longer than traditional roofing materials such as asphalt shingles, which need to be replaced as often as every 12 years.

    Performance: Known as one of the most durable and longest-lasting roofing materials on the market, metal roofing can withstand almost anything Mother Nature has to offer, including:

      Hail: Highest-possible Class 4 impact rating and warranty coverage for hail up to 2.5” in diameter.
      Fire: As a non-combustible material, metal roofs have the highest-possible Class 4 fire rating.
      Hurricanes, Tornadoes and High Winds: True Nature metal roof tiles meet the high-velocity hurricane zone requirements of Miami-Dade for top-tier protection from hurricane-force winds.
      Earthquakes: Extra reinforcement to the roof deck can help withstand earthquakes in seismically active regions, such as Costa Rica.
      Salt Air and Humidity: True Nature metal roof tiles are resistant to rust and oxidation in moist, humid or salt air climates.
      Snow and Ice: Non-porous, lightweight True Nature metal roof tiles can withstand repeated freeze and thaw cycles.

    Insurance Discounts: Roofs are considered one of the most important parts of a building for insurance companies. In many states, insurance companies are now requiring that all roofs 20 years or older must pass rigorous roof inspections before homeowner policies can be renewed. On the other hand, modern metal roofs qualify for insurance discounts in most states (check with your insurance carrier to learn what rates are available in your area).

    Low-Maintenance: Unlike traditional roofing materials such as asphalt shingles, metal roofs require little to no maintenance. Your home won’t be constantly “under construction” as roofing crews and noisy power tools labor continuously to keep up with the maintenance demands. Metal roofs and siding resist water damage, rust, and wind uplift. No shingle damage means no costly patch jobs.

    Energy-Efficiency: Metal is one of the most energy-efficient roofing materials and is rated as the best roofing for solar power installations. Since metal roofs reflect heat up and away from the home, homeowners can save up to 25% on cooling costs.

    Environmentally-Friendly: Metal roofs are 100% recyclable and a sustainable product. This is a huge benefit when compared to petroleum-based asphalt roofs which contribute more than 11 million tons of waste to landfills each year.

    Lifetime Warranty: A warranty shows the roofing manufacturer is confident in the quality of its product. True Nature metal roof tiles are covered by one of the industry’s most comprehensive warranties — up to 50 years.

    With extreme weather events driving up risk of fire, flood and wind damage, it’s critical for communities to rally together to protect our homes and our neighbors. Metal roof tiles were designed to do just that— now HOAs just need to update their CC&Rs to recognize these new innovations in modern roofing. The will only add to value for all.